Do I need Medical Coverage?

As of January 2009, in the state of Colorado, insurers are required to offer you medical coverage of at least $5,000. This is an extra coverage on an auto policy that pays for the drivers and passengers medical bills no matter who is at fault. Depending on your carrier, coverage can vary between $5,000 to $50,000 and payments are not subject to your deductible. It is relatively cheap and covers you for long term care, hospitalization, dental treatment, ambulance bills and even your funeral. It protects you or your family if you are riding in another vehicle or even just walking down the side of the road.

This coverage is an addition to your health insurance so if you have adequate health insurance you may want to opt out by signing a rejection form. However, for a low premium this coverage is highly recommended. Medical coverage is primary when involved in an automobile accident so it can even help pay off your health insurance deductible if you have not already matched it. Before rejecting this coverage it is important to look over your own health insurance policy and of course discuss the options with your personal auto insurance agent.

At CO Insurance Specialist we are always willing to review your policy, explain coverage’s and give multiple quotes for different options.   

Call us today! 1-888-265-6467

June Events & Holidays!

 June Events & Holidays
Be sure you don't miss out on a holiday or special event this June. Read up on some of the most popular holiday histories and what events you can participate in!

Sunday June 5- World Environment Day- This day was established to stimulate awareness of the environment around the world. This day promotes ways to improve the earths environment and enhances political attention and action. So do your part and plant a tree or join a clean-up campaign.

Tuesday June 14-Flag Day- An American holiday celebrating and showing respect to our flag and the people who designed and created it. The American flag represents independence and unity as a nation. President Woodrow Wilson established Flag Day on June 14th, 1916 even though many cities and states had been celebrating it for years before.

Sunday June 19-Father's Day- CIS wants to honor all of the dedicated and hard working fathers this month. A special Happy Fathers Day to our own Dan Weber and Charles Federico. Dan is a father of 3 children and a grandfather of 2. Charles is a father of 3 children and a grandfather of 11!

Tuesday June 21-First Day of Summer- The first day of summer season for America and the northern hemisphere is the day the sun is farthest north of the year. Also known as the summer solstice it is the longest day and shortest night of the year.

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