Boat Owners Wanted

BOAT OWNERS WANTED

Hey boat owners, now that your boat is de-winterized and summers right around the corner it is important to make sure your boat and loved ones are covered while out on the lake this summer.

UNDERSTANDING WATERCRAFT INSURANCE

Insuring a boat is very different from insuring a car or home. Even though many homeowners’ policies allow you to add a boat the policy, it may not be the best decision for you and your watercraft. When having a specialized boat policy many coverage’s automatically come with the policy that would not be covered under a home owner’s policy. For example, the cost to replace lost or damaged fishing gear, emergency on-water towing and fuel-spill cleanup.

SPECIALIZED PROGRESSIVE COVERAGES

*Total Loss Replacement-replaces boat with brand new one

*Disappearing Deductibles- deductibles reduce by 25% at each renewal if claim free

*Wreckage Removal Coverage

*Medical Payments- includes coverage for water-skiers

*Pet Injury coverage- policy includes this coverage for free. Pays up to $1,000 toward veterinary bills and if pet dies as a result of accident Progressive provides a $1,000 death benefit.

DISCOUNTS

You may be eligible numerous discounts when having a separate boat policy.

*Homeowner discount

*Multi-policy discount

*Original owner discount

*Safety course discount

*Paid in-full discount

*Responsible driver discount

CLAIMS

Another vital reason to have a specialized boat policy is in the event of a claim. Companies that provide separate watercraft policies they also provide specialized claims representatives which can be crucial after an accident.

WHY GO INDEPENDENT

Unlike “captive” agents who only represent one company, independent agents represent several. When discussing what you want/need for your watercraft this summer an independent agent can offer a variety of coverage’s and suggest new coverage’s that will meet your changing needs. At CIS we can provide a combination of price, coverage and service that’s right for you.

Call us today @ 1-888-265-6467 for a free watercraft quote!